SIP Calculator
Calculate your Systematic Investment Plan returns and maturity value.
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SIP Results
Maturity Amount
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estimated value at end of period
Total Invested
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Wealth Gained
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Total Invested Wealth Gained
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Year-by-Year Growth
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Frequently Asked Questions
- What is SIP?
- SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly — usually monthly — in mutual funds. It lets you benefit from rupee cost averaging and the power of compounding even with small amounts.
- How does SIP work?
- A fixed amount is auto-debited from your account each month and invested at the prevailing NAV of your chosen fund. Over time, you accumulate units at various price points, reducing the impact of market volatility on your overall cost.
- SIP vs lump sum — which is better?
- SIP is generally better for salaried investors since it enforces discipline and eliminates the need to time the market. Lump sum can outperform during sustained bull markets. For most people, a SIP in diversified equity funds is the recommended approach.
- What is the best SIP amount to start with?
- Any amount works — even ₹500/month. A common guideline is to invest 20% of monthly income. As your income grows, increase the SIP amount annually through a step-up SIP to reach your goals faster.